simple to use / 3 easy steps!

Find a product that you would like to purchase on layaway from a PAY-D-LAY dealer. PAY-D-LAY can be used on the spot even from non dealers. Ask your retailer to use PAY-D-LAY for your purchase, and discuss the terms!

The next and most important step, is to document your PAY-D-LAY layaway plan that you made with the retailer here. Description of purchase, deposit made, payment arrangements, and time frame of payments. 

Of course the best and final step is to complete your PAY-D-LAY Layaway Agreement. Make your final payment to your retailer, then receive your fully purchased product to enjoy at home!